Pricing

For each equity investment you make on our platform, we add a 5% commission for our services. Example: if you wish to invest €100 in a campaign, the final amount we will ask you to pay will be of €105.

In addition, a performance fee will be withheld from the capital gain realised in the case of participation in the capital. This aligns both your interests and Spreds Finance’s interests during the follow-up of your investment. In case of a positive exit, Spreds will earn 20% on the capital gain exceeding a 5% yearly capitalised return or internal rate of return (priority amount for the investor as mentioned in the Information Note).

Example:
If you invest €10,500 in a start-up that finds an exit after 2 years for twice the total invested amount.

Your priority amount after year 1 (5%) = €11,025.
Your priority amount after year 2 (5%) = €11,576.25.

Since the shares will be sold for twice their price, this means €21,000 for a €10,500 investment, the capital gain exceeding the 5% return in this specific situation will be of €9,423.75 (€21,000-€11,576.25).

Spreds will earn 20% of this capital gain (€1,884.75) and you will receive 80% (€7,539).

Your final gain will be €19,115.25 or a return of 86.15%.

Please note that if the capital gain does not exceed a 5% yearly internal rate of return, Spreds won’t receive any carried interests.

We charge a set-up fee. This covers our services, as well as priority access to exclusive campaigns.

As for any investment opportunity, a reduced subscription fee of 4% will be charged for each investment.